United Quest℠ Card

This card takes what’s best about the United Explorer℠ card and ups the ante with better day-of-travel perks, a higher sign-up bonus and an annual fee that’s still reasonable thanks to its $125 annual United purchase credit. (Partner offer)

At a glance

Rewards Rates Intro Offer Earn 60,000 bonus miles

Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Ongoing Purchases APR 21.99% - 28.99% Variable Ongoing Balance Transfer APR 21.99% - 28.99% Variable Ongoing Cash Advance APR 29.99% Variable Ongoing Penalty APR Up to 29.99% Annual Fee Recommended Credit Excellent, Good See all details Close Close Details Modal

At a glance

Rewards Rates Intro Offer Earn 60,000 bonus miles

Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Ongoing Purchases APR 21.99% - 28.99% Variable Ongoing Balance Transfer APR 21.99% - 28.99% Variable Ongoing Cash Advance APR 29.99% Variable Ongoing Penalty APR Up to 29.99% Annual Fee Recommended Credit Excellent, Good Earn 60,000 bonus miles and 500 PQP after qualifying purchases Earn 3 miles per $1 spent on United® purchases Earn 2 miles per $1 spent on all other travel, dining and select streaming services Earn 1 mile per $1 spent on all other purchases

Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding

Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply)

Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)

Member FDIC Apply now for United Quest℠ Card at Chase's secure site

Our Take

TPG Editor's Rating

Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer. 4/5

Overview

The United Quest Card is an excellent choice for folks who fly United occasionally and can take advantage of benefits like a first and second checked bag free on flights, priority boarding and a 25% discount on inflight food, drink and Wi-Fi purchases. The card’s annual $125 United purchase credit makes up for half its annual fee. You can save on award flight redemptions, too, thanks to two 5,000-mile anniversary award flight credits when you redeem for flights on United or United Express.

Pros

Enjoy a $125 annual United purchase credit

Earn 3 miles per dollar spent on United purchases and 2 miles per dollar spent on a variety of other categories

Get a first and second checked bag free for the cardholder and a companion

Get up to two 5,000-mile anniversary award flight credits after you take United award flights booked with your miles

Priority boarding on United- and United Express-operated flights 25% off eligible inflight purchases

Cons

Day-of-travel perks limited to United and some partner flights Other United cards have higher earning rates on some purchases You might get more use from transferable points instead of United miles

Who is this card good for?

Flyers who want to double down on their United loyalty will find plenty to like in the United Quest card. Carrying it improves your day-of-travel experience with free checked bags and priority boarding (not to mention a Global Entry/TSA PreCheck application fee credit worth up to $100 once every four years). It also helps you save on United purchases with up to $125 in statement credits each year, and if you redeem miles for flights on the airline, you can get up to 10,000 of them back each year.

Earning Rewards

The United Quest earns 3 miles per dollar spent on United purchases immediately after earning your $125 annual United purchase credit. It also accrues 2 miles per dollar spent on all other travel, dining (including eligible delivery services) and select streaming services. It earns 1 mile per dollar spent on all other purchases.