Credit Cards by Bank of Commerce

Tired of the daily grind? Break free from the mundane and de-stress with the travel and lifestyle perks of Bank of Commerce credit cards. It also has benefits designed to help you achieve your financial goals, one swipe at a time. So reward yourself by starting your Bank of Commerce credit card application online today!

Bank of Commerce World Mastercard

Things to consider for this product:

High income requirement

Quick Facts

• Earn one (1) reward point for every ₱25 spend.
• 24/7 access to Mastercard Concierge service.
• Free travel insurance up to ₱5 million.
• Unlock an array of exclusive perks and privileges.
• Ideal for: frequent travelers and businesspeople.

Regular Employee

• Government-issued ID
• Signed Certificate of Employment
• Active landline / mobile phone number
• Proof of income

Self-Employed

• Audited Financial Statements
• Business registration/permits
• Active landline / mobile phone number

Bank of Commerce Classic Mastercard

Things to consider for this product:

Quick Facts

• Earn one (1) reward point for every ₱25 spend
• Get up to 5x points on dining and shopping spend
• Avail 0% interest installment plans up to 36 months
• Enjoy the convenience of contactless payment
• Ideal for: novice cardholders looking for cashless options

Regular Employee

• Government-issued ID
• Signed Certificate of Employment
• Active landline / mobile phone number
• Proof of income

Self-Employed

• Audited Financial Statements
• Business registration/permits

Bank of Commerce Platinum Mastercard

Things to consider for this product:

High income requirement

Quick Facts

• Earn one (1) reward point for every ₱25 spend.
• Get up to 5x points on dining and shopping spend.
• Free travel insurance up to ₱2 million.
• Enjoy dual currency billing for local and overseas spend.
• Ideal for: frequent travelers and international shoppers.

Regular Employee

• Government-issued ID
• Signed Certificate of Employment
• Active landline / mobile phone number
• Proof of income

Self-Employed

• Audited Financial Statements
• Business registration/permits
• Active landline / mobile phone number

Bank of Commerce Gold Mastercard

Things to consider for this product:

Quick Facts

• Earn one (1) reward point for every ₱25 spend
• Get up to 5x points on dining and shopping spend
• Avail 0% interest installment plans up to 36 months
• Enjoy the convenience of contactless payment
• Ideal for: reward seekers and frequent shoppers

Regular Employee

• Government-issued ID
• Signed Certificate of Employment
• Active landline / mobile phone number
• Proof of income

Self-Employed

• Audited Financial Statements
• Business registration/permits
• Active landline / mobile phone number

Quick Facts

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Why choose a Bank of Commerce credit card?

Get the most out of every swipe with benefits suited for your everyday needs and travels. Bank of Commerce credit cards have an accelerated reward points system for your essentials and travel spend plus exclusive access to luxurious benefits for your trips abroad.

Wait, there’s more! Here are other credit card features you’ll enjoy from Bank of Commerce:

• Earn Up to 5x Reward Points - There’s another good reason to use your Bank of Commerce credit card: accelerated points! Earn 1 reward point for every ₱25 spend on all purchases and get 5x more points when you dine, shop at department stores, and make travel-related expenses both locally and overseas. You’ll also get up to 2x points when you use your card to pump fuel at participating Petron stations.
• Luxe Travel Privileges - Walk away from all the noise, head off to your dream destination you’ve always wanted to see, and experience luxury with the fine travel benefits you’ll get from Bank of Commerce credit cards:
  • Free travel accident insurance coverage up to ₱5 million for cardholders up to 70 years old
  • Two complimentary passes with free drinks at over 1,000 lounges around the world
  • 15% off when you hire a dedicated airport concierge through Mastercard Airport Concierge
  • Up to 15% off at duty-free shops
  • Complimentary champagne for you and your guests at selected restaurants worldwide
  • Preferential rates for a chauffeured limousine at selected airports in the United States, Asia Pacific, and Europe
  • Exclusive spa, dining, and retail offers from partner merchants

  Who can apply for a Bank of Commerce credit card?

  expand_more

  Both Filipinos and foreigners residing in the Philippines can apply for any Bank of Commerce credit card as long as they fit the following criteria:

  • Must be at least 21 to 65 years old
  • Must be a Filipino or a foreigner with local residence
  • Must have a minimum annual income of ₱120,000
  • Must have an active residence landline or postpaid mobile phone and an office landline

  What are the requirements to apply for a Bank of Commerce credit card?

  expand_more

  You only need a few documents to apply and get approved for a Bank of Commerce credit card. Documents differ depending on your employment and residence status as seen below:

  Bank of Commerce Credit Card Requirements for Employed:

  • 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
  • Any of the following:
  • Latest ITR or BIR Form 2316
  • 3 months latest payslip
  • Certificate of Employment

  Bank of Commerce Credit Card Requirements for Self-Employed

  • 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
  • For single proprietorship: Certificate of Registration of Business Name from DTI
  • For partnership: Articles of Partnership and Certificate of Registration from SEC
  • For a corporation:
    • Latest Articles of Incorporation (AOI), By Laws (BL), and Certificate of Registration from SEC
    • Certificate of filing of AOI and BL, Board Resolution or Sec. Certificate and List of Elected Officers
    • Latest ITR in the last 2 years duly stamped as received by the BIR or the bank
    • Latest Audited Financial Statement (AFS) in the last 2 years duly stamped as received by the BIR or the bank
    • Bank statement in the last 6 months

    Bank of Commerce Credit Card Requirements for Professionals:

    • 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
    • Latest ITR in the last 2 years duly stamped as received by the BIR or the bank
    • Latest Audited Financial Statement (AFS) in the last 2 years duly stamped as received by the BIR or the bank
    • Bank statement in the last 6 months

    Bank of Commerce Credit Card Requirements for Foreigners:

    • 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
    • Original and latest Certificate of Employment and Compensation (COEC)
    • Deed of Assignment for hold-out on deposit
    • Original Comfort Letter
    • Any of the following:
    • Special Investor’s Resident Visa
    • Visa issued by PEZA
    • Certified True Copy of Passport

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